KB Financial Group Inc. invites you to our FY 2008 Earnings Conference on
Wednesday, February 11, 2009. The conference will be web-cast live throughout
the world, in Korean and English, on our IR website at www.kbfng.com. Investors
can participate by telephone during the Q&A session following the presentation.
The presentation materials will also be available for viewing at the time of the
web-cast and Q&A session.

 ■ Date		 Wednesday, February 11, 2009

 ■ Time		 15:30 (Korea time)

 ■ Location	 International Conference Room, Ground Floor, KRX, Yeouido-dong,
                   Yeongdeungpo-gu, Seoul, Korea

 ■ Language	 Korean and English. Simultaneous translation will be available
                   for the English-speaking participants.

 ■ Agenda         FY 2008 Earnings Results and Q&A

 ■ Q&A via telephone
    - From overseas	    82-31-810-3001
    - From Korea    	    031-810-3001
    - Pass code		       6412#
    - Q&A code		        *1

 ■ To listen to a recording of the web-cast and conference call
    Instructions
    1. Dial
      - From overseas:	 82-31-810-3100
      - From Korea:         1566-2258 or 031-810-3100

    2. Press listening code: 11027#
      - 1 min. F.F.: 	    Press 1
      - 5 min. F.F.: 	    Press 7
      - 1 min. REW: 	    Press 3
      - 5 min. REW: 	    Press 9
      - Pause: 		    Press 5
      - To cancel pause:       Press 5