KB Kookmin Bank was established on November 2001 through the merger between ‘Kookmin Bank’ and ‘H&CB,’ and even with a superb retail infrastructure that consists of the largest number of customers and branches in Korea, KB Kookmin Bank has managed to excel in the area of customer service as well. With 4 consecutive 1st place finishes in the National Customer Service Index, KB has firmly established itself as the nation’s premier bank.

Even with the 4 NCSI wins, KB continues to work diligently to further raise customer satisfaction, while also increasing marketing capacities, solidifying assets, and developing groundbreaking risk management systems (Basel II-based). These efforts have led to outstanding results, such as international rating agencies bestowing KB with the best ratings and outlooks among domestic banks.

With implementation of new governmental policies and changes in the financial system expected in the aftermath of the global financial crisis, competition in both the global and domestic financial markets is projected to intensify. As such, KB’s strategic objective for 2010 is to “Strengthen KB Kookmin Bank’s status as a leading bank through change and innovation.” To accomplish this goal, KB has identified four key elements that it will focus on: ‘Revenue-based Profitable Growth,’ ‘Heightened Risk Management,’ ‘Retail Innovation’ and ‘Industry Leadership.’

Overall bank, trust and credit card related operations including, but not limited to: Deposits, loans, trust funds, credit/debit cards, bancassurances, derivatives, B2B financial products, foreign exchange products, investment operations, private banking, electronic banking, Internet banking, mobile banking, phone banking, etc.

KB Investment & Securities, a new member of KB Financial Group since March 11, 2008, is guided by talent driven management, transparent business practice, and pursuit of innovation. With top-notch professionals and a wide client base, KB Investment & Securities has been a leader in the primary market for corporate bonds and asset backed securities as well as real estate project financing. With top quality research capacity, KB Investment & Securities offers wholesale equities and derivative brokerage services for domestic and foreign investors. In addition, KB Investment & Securities serves the needs of its clients for IPO, ECM, and M&A advisory, as well as generates steady earnings from, equities, bonds, and futures & options management.

With the launch of a home trading system branded as KBplustar in February 2009, KB Investment & Securities expanded into retail business with the goal of providing top-quality total asset management service to individual investors.

With KB Financial Group's extensive domestic/overseas networks and operating footholds, KB Investment & Securities aims to become a top three total financial investment firm in Korea by 2013, and eventually grow into a leading Asian financial service provider.

Equity and derivatives brokerage services for retail and wholesale clients (both foreign and local institutions), Domestic and overseas equity & bond underwriting, Real estate project financing, IPO, ECM, M&A advisory, Equity and derivatives trading, Financial product sales, Research on domestic/overseas economies and stock markets

KB Life Insurance was established by KB Kookmin Bank’s tie-up with ING Group, a worldwide financial group. Since its initiating insurance operation in June 2004, KB Life Insurance has provided easy to understand and feasible advanced financing throughout nationwide branches of KB Kookmin Bank, and a variety of insurance services are being provided through corporate representative offices and telemarketing channels from February 2008. KB Life Insurance presents the vision of “Be an Ultra Excellence Insurance Company in customer-centered growth” and provides easy to understand, feasible, and valuable products and services with its management philosophy, “Sharing the fruits with customers, shareholders, and community.”

KB Life has a number of different non-participating insurance products. : Nonparticipating KB Platinum Annuity Insurance II, Nonparticipating KB Royal Saving Insurance, Nonparticipating KB Power plus Saving Insurance, Nonparticipating KB Champion Variable Annuity Insurance II, Nonparticipating KB Star plus Investment Saving Insurance, Nonparticipating KB Term life insurance and so on. KB Life also provides easy and convenient insurance services through KB Kookmin Bank’s branches, general agencies, telemarketing and TC(Total Consultant by Tele Skill)

A subsidiary of KB Financial Group, KB Asset Management leads the asset management industry pushing for high growth and industry development in Korea. The main role of KB Asset Management is the management and selling of investment trust assets and entrusted investment assets. Our vision is to become a domestic asset management company which possesses a world class investment process while becoming the 3rd best asset management company by the year 2010. Our management philosophy strives to achieve 1) “Optimal Customer Satisfaction through Optimal Risk Adjusted Return,” 2) “Dynamic Work Ethic and Environment created by passionate and driven professionals”

KB Korea Star Fund, KB Value Focus Fund, KB Growth Focus Fund, KB Korea Major Group Fund, KB Korea Elite 20 Fund, KB Growth & Value Fund, KB China Fund, KB India Fund, KB Brazil Fund, KB Muti-manager BRICs Fund, KB Gold Special Asset Fund, KB Euro Convergence Fund, KB Emerging Market Plus Fund etc.

Wholly owned by KB Financial Group, KB Real Estate Trust is sure to provide greater returns along with low risk to clients by managing their real estate properties more efficiently.

As "No. 1 Real Estate Trust Company in Korea", all of us full of heartfelt passion at KB Real Estate Trust are carrying out business and are also equipped with nationwide business network by establishing the branches in Busan, Daejeon, Daegu and Gwangju including Seoul's headquarters.

We contribute to fostering synergies among KB subsidiaries as a member of KB Financial Group and also build up the network with prominent global and domestic real estate companies through strategic partnership, pave the way for overseas business and New Business Model development. Also, we are sure to be the best comprehensive real estate company while actively coping with rapidly changing business environment through a healthy and sound financial structure and a systematic risk management.

Land Trust (Types of Development, Management), Collateral Trust, Management Trust, Disposal Trust, REITs Asset Management, Agency for Money Management, Brokerage, Consulting, etc.

KB Investment possesses an in depth understanding of small and medium sized business’ market environment. As a business partner, KB Investment provides essential stage by stage financial and business support beginning from a company’s early stage up until the company is listed on KOSDAQ, enabling companies to move a step closer to success. Moreover, KB Investment’s affiliation to KB Kookmin Bank’s corporate support solution allows KB Investment to provide a highly differential service to its partners. As a specialist and long term investor in non-listed companies and newly growing sectors, KB Investment strives to not only become the premier partner for venture companies but also the leader in the corporate investment sector through mid-sized M&As while also taking on the role as the momentum in which synergy within the KB Financial Group is maximized

Venture Investment Fund (Distribution of profit gained via investment in startups and rising companies), Corporate Restructuring Fund (Raise competitiveness of an insolvent enterprise who are momentarily frozen but will turn around through financial and management restructuring such as capital investment, financial settlement, division, M&A, selling of assets etc. in order to restore and maximize corporate value), Private Equity Fund, Corporate M&A etc.

As a leader in the domestic futures market, KB Futures contributes to the development of sound investment practices and provides state of the art professional services as a derivatives brokerage firm. KB Futures prides itself in superior computerized infrastructure, insightful research, honest business practices, and an outstanding management philosophy. KB Futures incorporates these strengths to fortify foreign futures business, strengthen existing business areas, and increase customer satisfaction. With these competitive management strategies, KB Futures envisions a no.1 in market share by 2011.

Stock price index products (KOSPI 200 Futures, KOSPI 200 Option), Interest rate products (3-year Korean treasury bond, 10-year Korean treasury bond), Currency Futures (US Dollar, Yen, Euro), Foreign commodities (Nonferrous Metal Futures/ Ocean Freight), etc. Domestic/international Futures and Option transaction brokerage, Collection and distribution of domestic Futures market information, Futures investment consulting, training, etc.

A subsidiary of KB Financial Group, KB Credit Information is a specialized company which manages unpaid receivable of financial institutions. KB Credit Information is the leader in the credit information industry in terms of assets, profitability and services etc among bank affiliated companies. With notable professionals with a banking background and the most advanced bond management system, KB Credit Information effectively and quickly organizes bad credit providing aid in restoration of the debtor’s credit and creating a smooth cycle for financial transactions so the customer’s asset is sound and risk minimized. Our management philosophy aims to embody a healthy credit society while our corporate vision strives to maintain our position as the first class credit information group providing the best credit inquiry, credit evaluation and collection service for our customers through synergy from our KB Financial Group’s affiliated subsidiaries

SKB Kookmin Bank Debt Collection, KB Kookmin Bank Card Debt Collection, Non-affiliated bank Debt Collection, Credit Investigation of individuals and corporations of commercial transactions, Asset investigation for claims in legal procedures (finding debtor’s hiding assets and real property), Investigation of recoverability of unpaid debts, Lease investigation, Agency service related to civil affairs.

KB Data Systems is a leader in financial IT areas with the business scope of IT project development, system management, sales of financial IT solution packages and resale of IT hardware equipment. KB Data Systems, founded in 1991, has successfully performed services as the IT partner for Korea’s largest bank KB Kookmin Bank and has established its position as the financial IT company corporation transferring financial IT knowledge overseas to countries such as Indonesia, Japan and so on. In an era of ubiquitous banking, KB Data Systems reorganized its our corporate visions as the Leading Representative Financial SI company in Korea. For the efficient achievement of the new vision we have set our Management Philosophy as the following.
- Customer Trust: Move our customers hearts with the best quality and service
- Value on Manpowe: Secure professional and passionate talent
- Creative Innovation: Pursue change and leadership via creativity and innovation
- Honest Management: Pursuit of honest behavior and righteous mind

Financial counseling system, Integrated business solution, System Integration, Risk Management System, Overseas Branch Banking System, Foreign Currency Settlement System, Contact Center System, Total Credit & Loan Financial System, Total Auditing System, New Personnel & General Affairs System etc.